Compare Insurance Quotes with Douglas Trunnell Agency
Insurance is a part of our daily lives. It is recommended that you have insurance to cover your most valued possessions. This includes your home, your car, your life, and even your belongings if you are a renter. If something were to happen to your belongings and you were not covered by insurance, everything would be lost and you would have to start over. With insurance, you typically pay a premium every month in return for the coverage. You are not required to have all kinds of insurance. When it comes to insurance, there is more to it than individual needs. At Douglas Trunnell Agency, we also offer commercial insurance services.
Auto Insurance Coverage
In Iowa, you are required to have certain kinds of insurance, like auto insurance if you own and operate a vehicle. You do not want to get into trouble with the law if you fail to have it. As a minimum in Iowa, you must have insurance that covers $20,000 bodily injury per person per accident and $40,000 bodily injury for all persons per accident. Additionally, you must have $20,000/$40,000 uninsured or underinsured motorist coverage. Without this coverage, you could end up with a hefty fine or possibly the loss of your license.
In Iowa, you are not required by law to have homeowners insurance. At the same time, you may or may not be required by your lender to have home insurance. Whether you are or are not, it is best to obtain it if you value your investment. Owning a home is likely the biggest purchase you will make in your life so you should protect it with insurance coverage. There are variations in the types of policies you can get and what those will cover. Make sure you get the most out of your policy by checking for any oversights. For more information or to begin the process of getting insurance, please contact Douglas Trunnell Agency or come by the office today.